When to call the police after an auto accident

Getting into an automobile accident can become extremely stressful and cause you to miss important steps when dealing with the aftermath. Depending on the severity, it might be necessary to call the police to the scene of the accident.

Report your accident to the police if you find yourself in one of the following situations:

Someone was injured

If anyone involved in the accident is injured, call the police right away. It is important to have any injuries documented as soon as they are sustained. The police report will be available to insurance companies and will be helpful when pursuing medical compensation.

Hit and run

Call the police immediately if a driver flees the scene of an accident. If possible, gather as much information about the car and driver as you can (i.e. description of driver along with make, model, license plate and color of vehicle).

Other driver has no insurance

The police should be called if the other driver involved with the accident has no insurance. Even if the driver claims to have insurance but doesn't have it with them, call the police. It is illegal to drive a car without some form of insurance.

Major vehicle damage

If major damage is caused to one or both vehicles the police will need to be notified. The police will file a report and facilitate next steps (i.e. calling emergency vehicles to the scene).

Accident caused by a motor vehicle violation

If you're hit by someone as a result of a traffic or motor vehicle violation, call the police immediately. Not only do you want the accident reported, but the driver in violation could face a penalty or be charged.

Additional things to note:

After calling the police to the scene of the accident, request that they file a report and collect the police officers name and badge number. This will make it easier to gain access to the police report. Pass all information gathered at the scene to the insurance company handling the claim.

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