The Three Injuries Of Hit-And-Run Accidents

Traffic accidents are frustrating — all the more so when the other driver leaves the scene.

Hit-and-run accidents cause three kinds of serious injuries:

  • The first is the physical injury of being struck by another vehicle.
  • The second is the psychological frustration of being unable to confront the party that did this to you. The unfairness of it all can make you angry for years.
  • Then there is a third injury — the financial injury of being unable to file a claim with the other driver's insurance carrier.

How Do You Get The Compensation You Deserve?

At The Keating Firm Ltd., we can resolve this problem by filing a claim against your own insurance company. Chances are, your policy provides uninsured motorist (UM) protection.

UM insurance also applies to injuries caused by individuals with insufficient coverage to pay your medical bills.

Why You Should Involve A Lawyer

This may sound like a simple solution, but there are often hang-ups. Your auto insurance carrier, which has happily accepted premium payments for years, is not always excited to keep the promises made in its own policies. This is why it's usually best to work with an experienced attorney like Brad Keating, who knows how to get insurance companies to write the check that is vital to your future.

What's A 'Phantom' Accident?

Phantom accidents are hit-and-runs that truly are accidental. One car may pull in front of another, forcing the other off the road and into a ditch. The driver of the phantom car does not realize what he or she did and speeds away, never stopping to offer insurance information. Phantom accident claims are resolved the same way as hit-and-run claims — using your own insurance policy's UM provision.

Were you injured in a hit-and-run or phantom accident? You need to talk to The Keating Firm Ltd., with offices in Columbus and Cincinnati, Ohio. Call lawyer Brad Keating at 614-254-6215, toll free 866-836-HURT (4878), or describe your injury using this email form.